Housing

Housing and Community DevelopmentHCD Image

The Department of Housing and Community Development administers State and Federal housing and community development loan and grant programs. These programs develop and rehabilitate rental and supportive housing, promote home ownership, and assist in developing special needs housing for farm workers, the disabled and the homeless. The Department also administers the Community Block Grant Program that funds housing activities, public works, community facilities, and public service projects serving lower-income people in rural communities.

California Housing Finance AgencyCHFA Image

Established in 1975, the California Housing Finance Agency was chartered as the State's affordable housing bank to make low interest rate loans through the sale of tax-exempt bonds. The Agency supports the needs of low and moderate income renters and first-time home buyers in California by providing financing and programs that create safe, decent and affordable housing opportunities.

Department of Real Estate

The mission of the California Department of Real Estate is to safeguard and promote the public interests in real estate matters through licensure, regulation, education and enforcement. The California Legislature enacted the nation's first real estate license law in 1917, providing for the licensing and regulation of real estate licensees. The Department of Real Estate licenses and regulates mortgage loan originators, real estate brokers and salespersons, and offerings of subdivided lands in California.

Homeless Coordinating and Financing Council

The Homeless Coordinating and Financing Council (Council) is responsible for overseeing the implementation of Housing First guidelines and regulations and identifying resources, benefits, and services to prevent and end homelessness in California. The Statute requires state programs that fund housing for homeless residents to adopt guidelines and regulations that incorporate the core components of “Housing First” and tasks the Council with assisting with that goal.